MyFinanceToolkit

Free question-driven financial calculators

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May 4, 2026 I built a free finance toolkit because every "free" calculator wanted my email

Hey IH 👋

I'm Steve, and I just shipped MyFinanceToolKit - a collection of free, question-driven financial calculators with no signup, no ads, and no fluff.

**The problem**

Every time I Googled a money question - "how much do I need to retire?", "snowball or avalanche?", "am I saving enough?" - I'd land on a calculator that:

- Demanded my email before showing the answer

- Buried the result under 6 ad blocks

- Spat out a number with zero context on what to actually do with it

**What I built**

7 calculators so far, each built around a real question people actually ask:

- Savings Goal — "Can I afford [thing] by [date]?"

- Investment Growth - "What will my portfolio be worth?"

- Compound Interest - "How does my money grow over time?"

- Budget - "Where is my money actually going?"

- Emergency Fund - "How much cushion do I really need?"

- Retirement - "When can I stop working?"

- Debt Payoff - Snowball vs Avalanche, side by side

Every tool gives you the number **plus** plain-English context on what to do next. No signup. No email gate. Instant results.

**The stack**

React + Vite + Tailwind, fully client-side (no backend needed for the calculators), deployed on Lovable. Built the whole thing solo.

**Where I'm at**

- Live at https://www.myfinancetoolkit.com

- 0 - launch this week

- Working on SEO + adding more calculators based on what people search for

**What I'd love feedback on**

1. Are the calculators answering the right questions?

2. Anything confusing in the UI?

3. What calculator would you add next?

Roast it, use it, break it - all feedback welcome 🙏

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About

Every "free" finance calculator wanted my email or buried answers under ads. I built MyFinanceToolKit so anyone can get instant, plain-English answers to real money questions - free, no signup.