Terma
Track subscriptions & contracts. No bank login, ever.
Hey IH! I built Terma solo after losing track of free trials turning into paid subscriptions and contracts auto-renewing past their notice period.
Every subscription tracker I tried wanted bank access to scan my transactions — and kept that data on their servers. I didn't want either, so Terma works differently: no bank login, ever, and everything you enter stays on your device by default.
What it does:
Photograph a bill or contract and it reads out the amount, dates, and notice period, with the source text highlighted next to each field so you can verify it
Works out the real legal cancellation deadline for your country (not just the renewal date) and can add it straight to your calendar
Flags cheaper plans for things you're already paying for
Writes the cancellation letter for you
Available free on Android now: https://play.google.com/store/apps/details?id=com.termastudios.terma
Would love feedback from this community — especially on pricing and what would make this a no-brainer for you.
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