We've been fortunate not to run into any major fraud yet but it was a considering when building our payment functionality. We built following Stripe's own guidelines and seems to have worked fairly well. We also have a manual review process for connect account payouts before the funds are transfered.
Did using radar (+ infos on your customers) help a lot ? Was it worth it ?
I checked your payment integration for songrender.com, and it seems I can make a payment without even creating an account ?
If I am not mistaken, it would be really easy to abuse your Stripe integration to check the validity of stolen cards...
(Btw I really like your UI)
Yeah, a combo of requiring more credit card info + tightening up the radar rules worked for the most part. We also had limits on how much money people could spend at once.
You shouldn’t be able to pay without signing up. How did you get to the purchase screen?
Regardless, I think you’re right — it’s probably possible to use it to check the validity of stolen cards. In practice, though, I’ve had zero disputed charges, so it’s not something I’m too worried about.
We've been fortunate not to run into any major fraud yet but it was a considering when building our payment functionality. We built following Stripe's own guidelines and seems to have worked fairly well. We also have a manual review process for connect account payouts before the funds are transfered.
If it got bad we would probably also just look at stripes own fraud presentation service https://stripe.com/en-au/radar
Thanks for the reply!
Did you code a webhook endpoint ?
My 9–5 had huge issues with it (we were renting access to AWS instances). We used Radar and collected full addresses from people when checking out.
Meanwhile, for my side project I’ve done literally nothing and it hasn’t been a problem. I think it depends on what you’re charging for.
Did using radar (+ infos on your customers) help a lot ? Was it worth it ?
I checked your payment integration for songrender.com, and it seems I can make a payment without even creating an account ?
If I am not mistaken, it would be really easy to abuse your Stripe integration to check the validity of stolen cards...
(Btw I really like your UI)
Yeah, a combo of requiring more credit card info + tightening up the radar rules worked for the most part. We also had limits on how much money people could spend at once.
You shouldn’t be able to pay without signing up. How did you get to the purchase screen?
Regardless, I think you’re right — it’s probably possible to use it to check the validity of stolen cards. In practice, though, I’ve had zero disputed charges, so it’s not something I’m too worried about.
Thank you re: UI, that makes me really happy 😊
Here is what we are currently doing