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Asutosh Dash

23-year-old founder building PaidOffAI — an AI-powered loan payoff planner. Building in public from India. Zero to $1M by 26.


I launched PaidOffAI — an AI loan payoff planner. Day 2. Zero users. Building in public.

Hey Indie Hackers!

23 years old, from Jeypore, India. Zero coding knowledge. Building my first SaaS.

Just launched PaidOffAI — an AI loan payoff planner for USA/UK/AU markets.

Problem: People with loans overpay thousands with no clear strategy.

Solution: Enter your loans → AI builds a personalized payoff plan in 60 seconds.

Status:
• Landing page live at paidoffai.com
• 0 paying users
• Building MVP this week

Goal: $1M by age 26.

Would love feedback — what would make you try this?

  1. Day 3 update: MVP is now live! paidoffai.com/app is working with full login, AI analysis, and loan calculator.Built in 2 days with zero coding knowledge. Now adding Stripe payments today. paidoffai.com