Ledgora™ is a privacy-first financial planning and cash-flow forecasting application built specifically for Windows.
Instead of concentrating only on past spending, Ledgora helps users look ahead. It combines account balances, recurring bills, expected income, transactions, debt, savings goals, and planned purchases into forward-looking financial projections.
Key features include:
* Cash-flow forecasts and projected balances
* Recurring income and bill scheduling
* Checking, savings, cash, credit-card, and loan tracking
* Debt and estimated-interest projections
* Savings goals and recurring goal contributions
* What-if purchase and income scenarios
* Financial calendars, reports, and visual timelines
* Optional local AI functionality
* Multiple local financial profiles
* Currency-aware money fields and profile conversion
* Local-first storage with no required bank connection
Detailed financial records remain on the user’s computer. Cloud services are limited to accounts, licensing, secure downloads, updates, purchases, and support.
Ledgora offers a functional Free edition and an optional one-time Professional license. There are no required subscriptions or advertisements.
Ledgora is official Windows software from Ledgora LLC. Ledgora LLC does not currently publish or endorse any mobile application.