Having some free time I decided to create an adult website that I was thinking about for a while. Idea was really simple - game like photo trading with rankings, credits, badges etc. Using a ready HTML5 template I created mvp in 4 days and everything was ready for a payment gateway. I knew that using paypal or stripe was very risky and they would probably block my account. I own an LLC that is doing staffing and outsourcing, so really didn't want to do anything "illegal".
My only option was to contact companies like Instabill, CCBill .. PayKings and a few others. I understand that adult websites are considered "high risk" and some verification is needed, but after 3 weeks I'm nowhere near finding a company that will allow me to test my mvp.
Here is the list of requirements to "pre-qualify a business";
3-6 months of processing history ( if you have it) Excel spreadsheets not accepted, actual statements are required (WTH?)
all shareholder/s Photo ID’s
Business registration certificate
Proof of address
My company is not registered in the US... so even if I wanted to give them all those documents, I don't have any of them in english ;-)
Does it really need to be so complicated?