An app to organize bills around paycheck schedules. Pre-launch feedback wanted!

December 28, 2025

I get paid biweekly, my partner gets paid weekly, and another side job pays monthly, but my bills are due throughout the month. Every month, I'm doing mental math:

"Rent is due on the 1st, but I don't get paid until the 3rd. Can I pay my credit card now, or should I wait for next Friday's paycheck? What about the phone bill on the 15th?"

I've tried budgeting apps - YNAB, Mint, EveryDollar. They're great for tracking expenses and bill reminders, but they don't help with WHEN to pay bills based on WHEN you actually get paid.

**So I built BillAlign:**

It learns your paycheck schedule and automatically groups bills into "payment windows."

Instead of tracking 15 due dates, that is, tracking a due date almost every other day of the month, you see only 2-4 payment dates.

It aligns your bills with your paycheck dates, making sure each bill gets paid before its due date while keeping enough money in your account for the next bills when your next paycheck comes.

No more guessing, "Can I afford to pay this now?" The app tells you exactly which bills to pay from which paycheck, so you never overdraft or miss a payment.

**Current Status:**

- Coming soon for iOS & Android. MVP developed

- Privacy-first (all data stored locally on your phone - no cloud, no servers)

**I need honest feedback:**

Does this actually solve a problem you have?

Would you use something like this?

What's missing?

Is it actually a problem?

For more details:

Landing page: https://billalign.netlify.app/

Be brutally honest - I'd rather hear "this is useless" now than after I launch.

Thanks!