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Are there any dangers to extremely simple TOS and Privacy?

So I have a product that's still in development phase, and I want to just get user feedback for now. I asked reddit and they said don't bother with real legal TOS and Privacy policies until your project gains traction. Wondering if anyone agrees?

Right now it's free, so I'm not worried about liability. But I do plan on charging for this in short order.
This is what I currently have:
https://meetmonic.com/terms
https://meetmonic.com/privacy

I'm worried that having useless TOS is worse than having none.

on July 8, 2022
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    Here are some insights that might be useful: https://law.stackexchange.com/q/73532

    I would advise against putting anything as subjective as "don't act like a jerk" in your ToS. If you're going to cancel accounts over bad (but legal) behavior, you should be specific about what it is, or you're just asking for someone to dispute it.

    I'll leave you with an example of a non-legalese privacy policy which has been in place for over a decade: https://duckduckgo.com/privacy