Best payment gateways for SaaS?
I want to add subscriptions to my SaaS, and couldn't find a good payment gateway to do so.
Stripe doesn't works in India ( from this I meant that I'll need to get payment in rupees from everyone )
Paddle is good enough, but I get stuck sometimes and the support takes years to answer.
Would be useful for me ;)
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RazorPay?
Nah, I heard that they also dont have $$ support or something, never checked tho.
They support $. You just need registered for business account.
Same thing, if i have a registered business account, I'll choose stripe.
Well first of all you should decide what you want, a payment gateway or a merchant of record.
Payment gateway have a look at Stripe. I would recommend staying away from PayPal.
For merchant of record, Paddle or FastSpring.
Yeah, i am staying away from PayPal 😅
I am from a Stripe unsupported country but that didn't stopped me from going with Stripe. I incorporated my business in the UK with Incorpuk (https://incorpuk.com) and I was able to create my own Stripe account for my customer service SaaS platform all within a week.
If you really want to go with Stripe, you should even if Stripe is not supported in your country.
I came across Incorpuk last month and would like to incorporate my company with them as Stripe is not supported in my country. How good is their service?
Yes. Incorpuk service is really good. They help you incorporate in the UK, assist you with business bank account opening and also provide you all the support you need to setup your Stripe account as someone from a Stripe unsupported country.
Hmm, will have a look into that.
But in meanwhile i discovered some services that do the same, and take some % of every transaction.
Will also gonna see them.
I think it is difficult to use only one for all countries because not all of them work in all countries, the best thing would be a mixture of several and, depending on the country of the client, use an appropriate payment gateway. You can use MercadoPago (Latam) and Stripe for the rest of the countries, there is also dLocal that adapts to emerging countries but I don't know how easy it is to implement.
Indie Hackers often worry about tax compliance with a payment gateway like Stripe but in reality, you don't need to worry about tax until much later in your journey (note, I am not a tax advisor). Most jurisdictions have generous thresholds before you actually need to file taxes.
If you are non-technical you can use PriceWell to integrate Stripe in 5 minutes.
For more on the best payment gateways:
https://www.pricewell.io/blog/best-payment-gateways/
I use Paddle (switched away from Gumroad) and like it, their support is indeed pretty slow, but I rarely encountered any issues with them. Most often I contact them regarding feature requests.
Why did you switch away from Gumroad? I am curious because I was to try Gumroad as payment gateway.
I wrote more details in a comment a while ago, but it was mostly technical: no option to have VAT-inclusive pricing, no option to have custom subscriptions or trials, or change existing subscriptions. Can't remember exactly all the reasons.
Oh gotcha, i also hardly encounter any error but when i do, man it's annoying
I would start with Paddle, and then incorporate with Stripe Atlas and use Stripe?
Paddle is perfect for small SaaS, but didn't know that had slow support.
The support is really bad, even worse than revue haha 😆
I am using fastspring.com. It is not ideal, but I don't find anything better for this.
I heard about them, but i guess they're in beta or something
I have used them for at least 3 years. Don't see any beta mode there. All features are fully functional.
You can try ChargeBee
Hmm, i can, but already made a working payment thing with paddle 😌
What about the Stripe Atlas?
https://stripe.com/atlas
never knew about them. It looks cool, will see :D
Paddle is a good one!
yet, it looks like
Gumroad, no brainer to entry
Umm, never saw someone use Gumroad in their SaaS 🤔
Stripe, circle.
Can't use it, due to regulations.
I wanna accept payments in $ but they don't let me do that.
Wow, didn’t know Stripe didn’t work in India. Unless it’s due to regulation, they are missing a big market.
Have you tried/thought about PayPal?
Yep but I guess it is on our part. Like we need to have a GST account for exporting Goods and services else we need to ask money in rupees.
It's due to regulations ☹️