I would like some feedback on the following idea, as well as potentially find one or more partners who might want to join me on this journey.
Even though I come from Denmark which in many regards is a very privileged country, many Danes actually face issues with debt. They take very expensive loans to buy stuff they don’t need, then once it’s time to pay for these loans they are unable to. In many cases this leads to them taking new loans to pay for the old ones, and once this happens they are in a never-ending spiral which often leads to hopelessness and depression for the involved people. Obviously not taking these loans is the first step to never get into this problem, however the truth is that with the amount of marketing these companies are able to afford, the amount of people being sucked in to this spiral will keep growing until something is done politically.
People who take these loans often don’t have an overview of the amount of loans they have, the amount of each individual loan nor the actual cost of these loans - this is what I want to help with. My proposed solution is therefore a web app that helps you create this overview of each of your loans and the total amount owed. The idea here is then to be able to export the results to be used by debt counsellors who can then help them further.
This is the part I am still not sure of as the users of the application are obviously not loaded with cash, so it might be tricky, one thing I do know though is that using the product should be free. Here are some Ideas I’ve had:
As mentioned above I am potentially looking for one or more people who would like to build this product with me, so if you feel like you might fit, let me know.
I am a full stack developer myself with Laravel/Vue JS as my core competencies.