Clarifying My Message
So I’ve been frustrated with existing budget apps for a long time, and I think I’ve got a unique vision for one to meet what I perceive as major shortcomings for modern money management. Can you help me validate if I’m the only one who would be interested in an app that overcame these shortcomings?
Namely: would you use it, and would you PAY for it?
Shortcomings that I think I have a solution for:
Between hourly jobs, the rise of the gig economy, self-employment, and profit-sharing income is often not static from month-to-month for a lot of people. A modern budget app should account for that automatically.
Overspending on a budget category and it “turning red” or something isn’t really helpful. If you overspend on one thing you have less money for other things - a modern budget app should adjust for that automatically
You don’t magically get money on the 1st of the month you didn’t already have (unless you got paid), month-based budgets don’t make a ton of sense and can be unnecessarily restricting.
It should support automatic transactions, and be mobile-first. It’s 2020 though, these are a given for me, not differentiating though. What do you think, should I build this?