Helping international freelancers bypass the corporate trust gap and the manual invoice mess

Hey Indie Hackers!

I’m building GloPay to solve a problem that almost every international contractor hits eventually: the friction between a solo freelancer and a corporate accounting department.

The Problem

When you’re a remote contractor in one country and your client is a company in another, things get messy fast. Most big companies are hesitant to send funds directly to an individual's personal bank account in a foreign jurisdiction especially if you are based in a bit more exotic location. Clients worry about tax compliance and their own local regulations.

Beyond the trust issue, there are two big day-to-day headaches:

1. The Admin Sink: It’s incredibly time-consuming to manually create professional-looking invoices that actually meet international standards. When you're an indie builder, every hour spent on paperwork is an hour you aren't coding or selling.

2. The Accounting Nightmare: If you're billing in USD but your personal taxes are in EUR or another local currency, your accounting sheets become a disaster. Tracking exchange rates for every single payment just to keep your personal accounting straight is a massive burden.

The Solution

I launched GloPay to act as the professional bridge between business clients and individual contractors. GloPay is an Estonian startup that lets you invoice like a company without the overhead of managing company.

The workflow is simple: You create a professional invoice on our platform in minutes, the client pays GloPay, and we share the revenue with you. Because we are an EU entity, your client's accounting department feels safe, and you look like a professional business.

How it works

We’ve integrated with international money transfer services to keep things efficient. We handle the multi-currency accounting on the backend, so you don't have to do any manual math or currency conversions. You can see exactly what you’ve invoiced and earned, regardless of what currency the client used.

Currently GloPay supports payouts via:

• IBAN (free)

• Revolut (instant and free)

• ACH (for US based freelancers)

• SWIFT (traditional bank transfers for everyone else)

Not Expensive

There are no monthly subscription fees, no sign-up fees, no credit card charges. GloPay takes a flat 5% of the total amount invoiced and paid - you keep 95% of the amount your client has paid against your invoice.

The goal is to let you focus on your professional services while we handle the "corporate side" of the relationship.

I’d love to hear your thoughts. If you’re a freelancer, how much time do you spend on invoicing and bookkeeping every month?