How you spend your money

1. Using some special apps like Monarch.
2. Trying to invest in real estate now. It's complicated tho.
3. For me? $10k per month would be enough.

Anyway, I was pretty bad at money management and had times when I couldn't escape debt at all. But following some interesting tips made by Dave Ramsey and his team helped me a lot. I also found a review at https://thefrugalexpat.com/dave-ramsey-baby-steps/ that discusses his books and financial advice. Could be an interesting read for you too.