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11 Comments

I built a personal finance app because I was tired of subscriptions and giving my financial data away

Hi everyone,

I'm Wassim, an indie maker from Algeria.

For the past few months, I've been spending almost every day building digital products on my own.

Today, I'm sharing one that means a lot to me: Budget Pro.

The idea started from a simple frustration.

Almost every budgeting app I tried wanted me to create an account, connect my bank, or pay a monthly subscription. I just wanted a private tool that I could own forever.

So I decided to build it myself.

Budget Pro is a single HTML file that runs completely offline.

No account.

No cloud.

No subscription.

Everything stays on your own device.

It includes expense tracking, income management, savings goals, recurring bills, debt tracking, analytics, financial health insights, and much more—all inside one file.

I also created a FREE Interactive Preview so anyone can try it before deciding to buy.

I'm still learning and improving with every product I build, so I'd genuinely love your feedback.

What is one feature you think every budgeting app should have?

Thanks for reading ❤️

posted toAvatar for product Budget Pro
Budget Pro
  1. 1

    Framing the problem as a lack of context and natural awareness rather than just a breakdown in communication is a profound insight. In a physical office, peripheral vision gives you all those social cues for free—you just see someone with headphones on or chatting by the water cooler without having to explicitly ask.

    Replacing that passive observation with disruptive slack pings like "Are you busy?" or "Got a minute?" forces people to constantly context-switch, which completely kills deep-work blocks.

    Solving this through a shared virtual office that builds a feeling of natural presence without turning into an invasive, micromanaging activity tracker is a delicate balance. How are you designing the interface to make that presence feel organic? For instance, are you relying on passive spatial audio cues, minimalist status visualizers, or a persistent lightweight dashboard to let teammates "simply notice" each other?

  2. 1

    Interesting idea. How did you decide on your pricing model?

    1. 1

      Thanks, Andrew!

      I wanted Budget Pro to be a one-time purchase because I believe personal finance software should be something you own, not rent. I also wanted to keep it accessible while reflecting the value of a complete offline solution. I'll definitely keep validating the pricing as I learn from early users.

  3. 1

    Congrats on the launch. I think the biggest challenge won't be convincing people they need another budgeting app. It'll be convincing them that "offline" isn't a compromise.

    If users expect offline software to feel slower, less polished, or harder to use than cloud apps, they'll make that judgment within the first few minutes. If Budget Pro feels just as smooth while keeping everything on-device, that's a strong differentiator worth validating.

    I specialize in independent product validation for early-stage SaaS and software products. My work combines first-time user testing, structured UX research, and professional talking-head walkthroughs to show founders how real users experience their product before they scale. Budget Pro feels like the kind of product where demonstrating that trust and usability would matter just as much as listing the features.

    1. 1

      Thanks, Samuel! I completely agree.

      One of my biggest goals was to make Budget Pro feel just as smooth and polished as modern cloud apps while keeping everything offline. I think the first few minutes are critical, so I'll be paying close attention to how early users experience the product. Thanks for sharing your perspective!

  4. 1

    The interesting opportunity isn't replacing subscription-based budgeting apps—it's giving people a financial tool they feel they truly own. I'd keep validating whether customers choose Budget Pro because it works offline or because ownership and privacy become part of the product's value rather than just technical features. That's a much more defensible position.

    1. 1

      I'd actually love to hear your thoughts after trying the full app. If you're interested, I'd be happy to give you a free copy of Budget Pro in exchange for your honest feedback. No expectations—I'm just looking to learn and improve.

      1. 1

        Thanks, I appreciate it.

        What's the best email to reach you on for any follow-up or further discussion?

        1. 1

          Thanks! You can reach me at lamriw741@gmail.com.

          Looking forward to hearing your thoughts if you decide to try Budget Pro. Thanks again for the great feedback! 🚀

          1. 1

            Thanks! I’ve just sent it over.

            Looking forward to hearing your thoughts whenever you have a chance.

    2. 1

      Thank you! I really appreciate that perspective.

      You're right—I believe ownership and privacy are the real value, not just the offline aspect. My goal is to give people a finance tool they truly own, with no accounts, no subscriptions, and complete control over their data.

      I'll definitely keep validating that message as I continue improving Budget Pro. Thanks for the thoughtful feedback!