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I built a privacy-first, free financial toolkit because I hate signing up just to generate a PDF

Hi everyone! 👋

I'm Mutashim, a student and freelance developer.

For the past year, I’ve run into the same annoying problem constantly: I need to send a quick invoice or provide a payslip for a visa application, but every "free" tool I find forces me to create an account, sign up for a newsletter, or hits me with a paywall right before I click download.

I didn't want another $15/month subscription just to generate a PDF. So, I built my own.

Introducing SmoothLedger https://smoothledger.com

It is a completely free, privacy-first financial toolkit for freelancers, contractors, and founders.

Key Features:

  • No Signups: You land on the page, type, and download. Zero friction.

  • Privacy First: It uses Local Storage. Your financial data never leaves your browser. I don't see it, and I don't store it.

  • The Suite: Includes an Invoice Generator, Payslip/Pay Stub Maker, Quotation Generator, Loan Calculator, and Profit Margin Calculator.

The Tech Stack:

  • Framework: Next.js 14 (App Router)

  • Styling: Tailwind CSS (with Shadcn/UI influences)

  • PDF Generation: html2canvas + jsPDF (Client-side rendering)

  • Hosting: Vercel

What's Next? Right now, it's a collection of high-utility tools. My plan is to keep these core generators free forever. Eventually, I plan to build an optional "Power User" dashboard for cloud syncing, but for now, I'm focused on nailing the free utility.

Request for Feedback: I’d love for you to try it out.

  1. Is the UI intuitive?

  2. Does the "Local Storage" save feature work smoothly for you?

  3. What other financial calculators would be useful?

Thanks for checking it out! Mutashim

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SmoothLedger