I built a tool that writes chargeback responses in 3 minutes — because I was tired of losing disputes

Chargebacks are one of the most frustrating parts of running an online store.

You get a dispute notification. You have 7 days to respond. You dig through emails, find the receipt, screenshot the tracking number, open a blank doc, and spend 2 hours writing a response you're not even sure is formatted correctly for Visa.

Then you lose anyway — because the structure was off, or you missed a key piece of evidence the network actually requires.

I kept seeing this pattern: smart merchants losing disputes not because they were wrong, but because the response wasn't compelling or network-compliant.

So I built Chargemate.

You enter the dispute details (reason code, amount, processor), upload your evidence — screenshots, invoices, shipping confirmations — and the AI drafts a professional, network-compliant response in about 3 minutes.

No Stripe integration required. Works with Visa, Mastercard, Amex, Discover. PDF export included.

We're at 85% average win rate across early users.

The free plan gives you 3 cases/month to try it. I'd love feedback from anyone who deals with chargebacks regularly — what's the most painful part of your current process?

→ chargemate.tech