Karma app

Goal is to decrease numbers of ditching on money. Recently I had an experience when company with which I had contract declined to pay my money. You almost can't do anything with it legal (except court which could take years), and you don't want to do illegal.

Later I heard more stories that are similar to mine, so come with an idea to create application where you can put some contact info of company and persons(directors), where it would be visible for everyone. Potential partners would check company with which they want to have a contract and would know that company has "bad karma", it would influence decision. The company able to pay back and clean "karma"

Also "karma" would work vice versa company could write about developers who didn't complete their responsibilities.

Base functional:

• Person add a post where he/she describe what happened and how much company owe, the next step is moderation.
• Before applying on offer, user search by owner name, company name, etc for checking karma.
• Company could pay to the karma and karma would pay to the client.

What karma could give?

• Pressure on companies and owners who don't want to pay their debt.
• A way to return loans.
• Check company before applying CVs.

I would be grateful for any thoughts