Memory Engine: Decision Memos & Delta Analysis

Track the context behind financial decisions and see what changed, and why.

• Decision Memos: record context, assumptions, and capital posture for major financial choices

• Assumption tracking with half-life decay and stale flagging

• Delta analysis engine: automatic materiality detection on every snapshot

• Named baselines: tag any snapshot as a reference point (e.g., 'Pre-Sabbatical')

• Pro Executive tier gating for advanced decision-readiness features