Show IH: An app that lets you invest with friends without sharing money

i can't comment on the product but your messaging is all over the place.

not sure how "invest with your friends" is relevant whatsoever. at first i thought it was a way to invest in friends&family rounds, without giving money directly to the founder (your friend), similar to a bank construction loan. (the bank secures you, then pays piecemeal to the contractor..)

also, is "Richie" really some smart bot, or just you hacking behind a keyboard? 99% certain it's just you. which means you can't really tell people it's safe/secure/encrypted, because you'll be personally exposed to plain text credentials and other private information.

is Richie a bot or just a 1-click iPhone app, a cross between Robin Hood and Acorns?

oh, and the cursing... i'm all for cursing, but you've done a poor job of it. using '*' to make a curse word "less harsh" does not help you. this is a financial services product, people don't want that kind of brand.

your different plans have a lay term approach, again similar to Acorns or other ETF "risk tolerance" profiles, but they've very hairy and you have too many of them. why not have 3-4? index funds in general are low-ish risk, why have 12 options? totally insane.

back to the "invest with friends" thing. on your /demofront GIF, step 4, there's an example of saving for a camera. so is this a savings app, or a low risk index fund investor UI? is the idea that you stash my money until i hit "withdraw" as a sort of holding place while i save for a camera? or, that i cash out a $1,000 index fund investment for a $1,200 camera when it matures 20%? if the latter, is it really a good idea to prompt users to set goals that compel them to cash out quickly on obvious long-term investments?

it seems like you're building 3 apps in 1, like you were high when you wrote the copy, like this is your first try at startups (that's OK), and like it will fail.

i encourage you to keep trying but holy shit man, i've never been compelled to give this kind of criticism in my life. but i had to. i think you should change it significantly or throw it in the trash.

It's a nice product, but speaking as a millennial that's taking care of his own assets, It really seems a bad practice to make people invest without actually knowing what to expect.
Why an ETF instead of an index fund, which is much better over the long term normally?

Congrats on the launch! 🚀

Definitely try it when it comes out! Richie makes it so much easier to invest

Try it guys!