Stripe, love at first sight? Complete nightmare. This review will be different. I got facts. Stripe lets you charge customers for the first few days before the payout comes, then sends an e-mail, classic, right? They use your money whilst blocked to make more money, and sometimes they just never pay out according to this website?
Well this happened to my cousin who was processing with credit cards. Random shutdown and blocked his money for 180 days. I opened up a stripe account and avoided credit cards because of the so called "high risk". I made a store and started to accept iDeal and Bancontact, neither was I selling any prohibited or against the rules, I've read them paragraph by paragraph. I read through the whole documentation, see Stripes documentation about iDeal it says :
"Disputed payments
iDEAL has a low risk of fraud or unrecognized payments because the customer must authenticate the payment with their bank. Therefore, there is no dispute process that can result in a chargeback and funds withdrawn from your Stripe account."
Funny thing is I got 6 payments deducted from my account after 7 days ( Now negative balance as well ), I got 0 notifications about a chargeback ( Which should be not possible at all reading their documentation ), but no notification, no e-mail that they refunded the customer back, nothing nada.
And yet with 0 credit card payments processed and only iDeal I got marked as high-risk, got my account blocked for 90 days and left me out with huge advertisement debts. ( You need to advertise mainly to generate traffic and income ). Well what if you invest a lot and have a lot of orders? Well do the math, hard in the butt.
I still have to wait till August for my money and even then its not sure, because you all know Stripe by now. Who ever reads this, its too good too be true. Go stick with authorize or mollie, ayden. So many honest processors out there. Stay absolutely away.
Edit :
They just refunded another payment, telling me that it is not Stripe. Are they stealing money?