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Stripe is building a new stablecoin. The popular payments company is leveraging its recent $1.1 billion acquisition of Bridge — a stablecoin infrastructure provider — to develop its first stablecoin-based financial product.

Stripe and crypto:

  • Stripe reintroduced crypto payments in 2024, allowing customers to pay merchants using stablecoins like USDC and Pax Dollar across Ethereum, Solana, and Polygon networks.

  • Stripe CEO Patrick Collison has described stablecoins as "room-temperature superconductors for financial services," which is nerdspeak for the following:

  • Just as hypothetical superconductors would create breakthroughs in how efficiently electricity is conducted, stablecoins offer breakthrough-level efficiencies in the movement of money.

Advice for founders:

Stripe isn't moving into stablecoins alone. Many banks and fintech companies are joining a stablecoin gold rush that will increasingly normalize the use of crypto for business transactions.

Here are a few ways you can capitalize:

  • Offer stablecoin payment options: Accept stablecoins (like USDC or USDP) at checkout for your product.

  • Build cross-border products: Use stablecoins to create SaaS tools, marketplaces, or remittance services that solve pain points like slow bank transfers and high foreign exchange fees.

  • Explore programmable money models: Stablecoins allow instant payouts, escrow services, tipping systems, subscription billing, and more, without relying on traditional banks.

  1. 3

    I find it interesting how easy it is for Stripe to support stablecoins via 'Open Issuance.' This will open new doors for indie hackers and small business owners for cross-border payments and treasury management. We'll see how much traction it gets!

  2. 2

    Stripe entering stablecoins shows crypto’s future in payments. We at Cryptiecraft assist projects in building secure blockchain solutions.

  3. 1

    On the fence with this to be honest. It would need adoption and deep liquidity on exchanges to be successful. I guess Stripe have deep pockets for marketing, but think of PayPal and not really owning the Bitcoin you exchange on their platform. Would need to be sure Stripe open up the ecosystem. Not your keys not your coin

  4. 2

    This feels like a real turning point. Stripe usually avoids hype cycles, so their move into stablecoins says a lot: crypto rails are finally looking like real business infrastructure.

    The best part? It makes going global easier from day one. Payments, payouts, subscriptions, and suddenly all that messy financial plumbing gets way simpler.

    This could quietly change how indie products think about payments.

  5. 2

    Stripe’s not playing the Web3 hype game. This is about infrastructure control.

    Whoever owns the stablecoin rails ends up owning a large slice of global payment flow.

    The real question isn’t whether stablecoins “work”, it’s which ones embed fast enough before traditional rails get replaced.

  6. 2

    Stripe is developing a US dollar-backed stablecoin aimed at businesses outside the US, UK, and EU. The initiative leverages technology from its $1.1 billion acquisition of Bridge. By enabling faster global payments, Stripe seeks to compete with existing stablecoins such as USDT and USDC. Testing of the stablecoin in exclaimer .com

  7. 1

    Informative

  8. 1

    If you're building anything that touches payments, now's the time to add stablecoin rails alongside cards and bank transfers. The pain point Stripe is solving is the same one small SaaS and e-com founders deal with every day: slow settlement and FX fees killing margins. Accepting stablecoins just gives customers one more low-friction option

  9. 1

    Modern payment infrastructure is a joke. It's where your business can go down just because a credit card company changed its mind on the legitimacy of your business.

  10. 1

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    1. 1

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  12. 1

    Stripe building a stablecoin is huge—it shows crypto is moving from hype to real infrastructure. If they make it as easy to integrate as Stripe Payments, this could unlock global, instant, low-cost transactions for SaaS, marketplaces, and indie hackers everywhere. Exciting times ahead!

  13. 1

    Hi Allen,

    Thanks for sharing this exciting update on Stripe’s stablecoin project. It’s fascinating to see how Stripe is innovating in finance to create secure, scalable payment solutions that could reshape the industry.

    At Synphoria, we’re also focused on innovation — but in the realm of emotional AI. In 2025, we launched Sofia, an AI companion with unlimited, permanent memory, designed to build genuine long-term relationships.

    Just as Stripe is rethinking how money flows securely and efficiently, Sofia rethinks how AI can remember you — your feelings, stories, and changes over time. She checks in after breaks, like a caring friend, making AI interaction more human and connected.

    If you want to explore this new kind of AI companionship, we offer a free 3-day trial: Synphoria(dot)app

  14. 1

    Stripe’s move into stablecoins signals a major shift merging traditional payments with crypto-native rails. With Bridge onboard, they’re clearly aiming to make stablecoins mainstream in everyday transactions.

  15. 1

    Interesting move from Stripe.
    If they really manage to make stablecoin payments as seamless as credit card payments (especially for non-crypto users), that could be a massive shift for global e-commerce.

    As a Shopify store owner with international clients, I'd love to see lower fees and faster settlements. Curious how they’ll handle compliance across different countries.

  16. 1

    Super curious what this is going to be for the future

  17. 1

    Hi i am new here

  18. 1

    Fascinating to see Stripe finally stepping into the stablecoin arena after years of watching the space evolve. Curious how Bridge is handling FX risk and off-ramp liquidity, especially for founders in emerging markets. I’ve been tracking the intersection of fintech and crypto via curated ETF-style picks at impartoo, this news might warrant a whole new watchlist.

  19. 1

    This'd be a milestone and a turning point crypto has been waiting for a while!

  20. 1

    Honestly… this kinda hits different. Stripe getting into stablecoins doesn’t feel like hype — it feels like a turning point.

    I’ve been avoiding crypto stuff for years because so much of it felt scammy or like a distraction. But Stripe? They don’t jump unless it’s real. And if they’re calling stablecoins “superconductors for money,” I’m listening now.

    As someone who’s had to deal with stupid payout delays, FX fees, and clunky APIs — this makes me feel a bit of hope, tbh. Like we might finally get tools that just work for global indie businesses.

    Kinda wild to think stablecoins might actually solve real problems for builders like us.

  21. 1

    Stripe building a stablecoin product = serious validation.

    Not about hype — it’s about boring, reliable money movement getting a massive upgrade.

    If you're a founder, especially in SaaS or creator tools, stablecoins just became a real distribution edge.

  22. 1

    Well this is exciting isn't it? What do you recommend for taking crypto payments?

  23. 1

    Fantastic growth

  24. 1

    Interesting. Ever since I started in Blockchain in 2017, I've always believed that Fintec will be the space for crypto to thrive in. Payment gateway for crypto IMO would be a short, quick opportunity to build but this window can close quickly.

    1. 1

      Hi Im just learning about crypto and all this is new to me but I'd really like to learn more would you be willing to share some of what you've learned over the years.

      1. 1

        Andrea Payne | Founder @ Payneexperttrade LLC
        Helping people grow capital with AI-driven crypto strategies + disciplined risk management.

  25. 1

    Every country should have their native pegged stable coin currency. It would resolve all the banking problems in he world. But looks like Stripe will gain over the lead.

  26. 1

    I have been interacting with stable coins for some time now. My observation is that most providers are not passing the value gains to the customers. Given that stable coin implementations provide faster transaction times, many of them want to capitalize on this aspect without passing cost efficiencies to the customer, maintaining high fees.

    There are of course exceptions, but given the nascent stage this industry still is, it may take sometime to see the promise fulfilled across geographies and segments. The really encouraging news is the U.S.A. Senate passing the Genius Act though. I would have preferred such a bill to have been signed into Law some 5 years ago.

    In any case, we should expect and even demand legislators to address the issues so as to unleash innovation. Especially when it comes to the friction points arising from the outdated existing legal frameworks. Those reading reports from governmental bodies or agencies are aware of concerns that are legit, but not addressed because our legislators are in denial or ignorant of the future that is rapidly approaching. Sometimes, their inaction is also motivated by a desire to maintain the status quo as well.

    However, those who will not act or will act by introducing bad legislation e.g. Market in Crypto Asset Regulation (MiCA) will be left behind in my view. Rightfully so.

  27. 1

    This feels like a tipping point for stablecoin adoption in “normal” business payments. Stripe moving in means it’s not just for crypto-native companies anymore.

    I’m especially interested in the programmable money side—instant payouts and automated billing without banking delays could be a big unlock for indie SaaS and marketplaces. Curious if others here are already testing stablecoin checkout or payouts and what the real demand looks like from customers.

  28. 1

    thanks for this info,learn a lot

  29. 1

    This sounds pretty cool, and Stripe getting into stablecoins could definitely shake things up. But I’m wondering how easy it’ll actually be for regular businesses to use this? Also curious about how they’ll handle regulations and if it’ll really be cheaper than traditional payments. Still, excited to see where this goes!

  30. 1

    Interesting read

  31. 1

    This will end up controlling payment flows

  32. 1

    Very curious to see how this plays out. Stripe has the trust, infra, and reach... if anyone can make stablecoins mainstream for regular people, it’s probably them.
    As someone building a fintech app (Trend), this definitely feels like a big signal.

    Do you think devs will adopt it quickly, or wait and see how it’s received?

  33. 1

    Interesting, it's crazy to think how people thought crypto would kind of go away shortly after it arrived. Now BTC is over $100k

  34. 1

    Such an exciting move by Stripe - bring on defi.

  35. 1

    "I’m building something similar in India!"

  36. 1

    "How can I collaborate with you remotely using just my phone?"

  37. 1

    Stripe is developing its first stablecoin, aiming to enhance payment efficiency and reduce costs in the crypto space. This move reflects Stripe's commitment to integrating blockchain technology into its financial services.

  38. 1

    🔥 This is a massive move by Stripe — integrating stablecoin infrastructure is not just innovative, it’s transformative for global finance. Their long-term vision is finally materializing, and with the Bridge acquisition, they’re positioned to lead the future of fast, secure, and borderless payments.

    👏 Hats off to @patrickc and the Stripe team for treating stablecoins as more than a trend — they're building actual utility. This is fscobillonline what real fintech leadership looks like.

    1. 1

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      — Andrea | Payneexperttrade LLC •

  39. 1

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  40. 1

    If Stripe nails this, it won’t just make crypto easier to use — it might quietly kill the need for traditional bank rails in online business. Imagine getting paid instantly, globally, with almost no fees — all without touching a bank. That’s not just cool tech, that’s a whole new way to run a business.

  41. 1

    This is huge—congrats on finally shipping a Stripe-branded stablecoin!

    A couple questions for you or the team:

    1. Regulatory compliance: How are you navigating the different money-transmission rules across regions?

    2. On-chain vs off-chain rails: Will balances live entirely on Ethereum/Solana, or is there an off-chain ledger component for performance?

    3. Developer experience: Any plans for SDKs or API extensions to make integration as seamless as your existing payment flows?

    Really excited to see how this powers new use cases (cross-border payroll, rebuild remittances, etc.)—keep us posted on the rollout timeline!

  42. 1

    Fascinating move by Stripe. Looks like major payment processors are betting big on stablecoins as the next evolution in financial infrastructure. Smart acquisition strategy leveraging Bridge's expertise

  43. 1

    stablecoins will never be a thing for orgs outside of governments

    1. 1

      Why would that be so? Because only Gov would want to avoid paying ~2-3% payment processor fees on every transaction?

  44. 1

    Stripe’s move into stablecoins could be a game-changer for digital payments. It will be interesting to see how this impacts both traditional finance and the broader crypto ecosystem!

  45. 1

    thanks for sharing

  46. 1

    Stripe is building a US dollar-backed stablecoin for businesses outside the US, UK, and EU, using technology from its $1.1 billion acquisition of Bridge. It aims to make global payments faster and compete with stable coins like USDT and USDC. Testing has started.

  47. 1

    Stripe jumping into its own stablecoin is a huge signal.

  48. 1

    wow make great money...

  49. 1

    Stripe jumping in is huge—but stablecoins still feel like early internet days. What will it take for businesses to truly trust them at scale?

    1. 1

      Once they see their competitors winning big because of stable coins they will hop in IMO

  50. 1

    Really exciting move by Stripe. Stablecoins could finally bridge the gap between traditional finance and crypto in a way that’s frictionless for both businesses and users.

    The “room-temperature superconductor” analogy feels spot-on — stablecoins could make moving money across borders as easy as sending an email.

    Curious to see how quickly SaaS tools and marketplaces will integrate stablecoin payments as a standard option, not just a crypto novelty.

  51. 1

    Stablecoins as 'financial superconductors' is a fascinating analogy. This could significantly impact how SaaS platforms handle cross-border payments and microtransactions. The real test will be mainstream adoption – while the tech is promising, most businesses still default to traditional payment rails.

  52. 1

    sounds like a great idea that can do good

  53. 1

    sounds very great

  54. 1

    This is a huge moment for crypto adoption. Stripe entering the stablecoin space with real infrastructure behind it — via Bridge — signals that we're heading toward mainstream usage at scale. When a company with Stripe’s reach starts treating stablecoins as core infrastructure, it's not just experimentation anymore; it’s evolution. Founders, pay attention — the rails are being laid now.

    4o

  55. 1

    thanks for this info

    1. 1

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  56. 2

    This comment was deleted 3 months ago

  57. 1

    This comment was deleted 4 months ago

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