Well, it turns out this was not the one

I have deprecated the tool. Some thoughts about SMS based app. It's very hard to take your users through a tutorial. It's also weird to have them create an account on a platform to then let them know that all they have to do is to text the app. Also, all the information they sent may be secured once on your servers, but it stays in their SMS app! Not the best for things that could be sensitive.

Regarding personal finances in particular, it turns out that even though people (me included) really like the idea of keeping control by entering their expenses one by one, it's not sustainable on the long run. Even I stopped doing it after a while.

What I got from it was to finally talk to real people and get people on a platform I built myself! Now on to the nest one...did I tall you about Forget Me Not? :)