What do you wish you knew at 22?
I figure I've still got a lot to learn, but here are a few things that stick out to me:
- Listen to other people's advice, but take time to consider their experiences and perspective. Well-intentioned and bright people can give you advice that's not particularly suited to your specific context.
- Take time to consider what is important to you. Prioritize those things. It is really easy to see days, weeks, months go by without any progress on the things that actually matter to you...
- Comparisons are rarely helpful. There's always someone prettier/smarter/more successful. Making your comparisons self-referential is probably a more helpful paradigm than looking externally. This also relates back to point 2. I try to focus on the ways that I am learning, growing, and improving on a daily basis.
What about you?
Do not take personally the feedback you receive about your work.
This one is tough!!
Entrepreneurship is not the only path to wealth as an engineer. Earning 200K/year can be better than working for nothing for 5 years and have a 1M exit.
Have children and get married.
Currently trying to strike a balance with #1, I am currently in the tech space as well as building with friends. I don't know which of the two I should go ham on.
True friends are hard to come by. If someone sticks with you through the hard times, they're worth MORE than gold!
I should have no expectation regarding anything rather should focus on myself
The time value of money.
I didn't really learn about the time value of money until I started performing ROI analyses at my job (at 26).
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I noticed my spending going up since having/using credit cards.
And it doesn't help that the American FICO credit score system penalizes you if you don't use them.
I try to rationalize to myself that I'm getting that sweet cashback and other perks, but I don't think I'm coming out on top, since I'm spending more than I would anyway had I just used my debit card instead.
It feels different when you don't need to pay off the money immediately.
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Just the way it is.
Either play ball or don't even dream about getting an apartment lease, mortgage, car loan, bank loan, even a credit card.
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