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What happens to your business if you get hit by a bus tomorrow?

Not trying to sound morbid, but if I were a solo founder this is something I’d genuinely be thinking about lately.

The “bus factor” concept is interesting. Basically: how many people need to disappear for a project or company to completely stop functioning?

For most indie hackers, the answer is probably one.

That one is you.

If something suddenly happened:

customers still get charged
servers keep running
subscriptions renew
nobody knows passwords
nobody knows where anything is hosted
your family probably has no clue where to even start

I recently read an article relating this on foundersbar.com and it honestly made me think harder about business continuity for solo founders:
https://foundersbar.com/articles-and-research/bus-factor-explained-silent-startup-killer

Feels like every founder should probably have:

password/document access instructions
billing shutdown steps
important contacts
basic business financials
simple “if this happens, do this” documentation

Apparently this only takes a few hours to set up, yet most of us completely ignore it.

Curious how many people here actually have a plan for this?

on May 6, 2026
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    The naming risk shows up there too.

    “foundersbar” is clear enough for content.
    It works for the article layer.

    But the second this becomes a real continuity product, the name starts anchoring it too casually for what is basically operational risk infrastructure.

    The problem is not founder content.
    It is business survivability.

    That wants a name with more weight behind it.

    Davoq.com would carry that much better if this moves from founder media into actual continuity infrastructure.