While you were focused on acquisition, $240/month in failed payments quietly walked out.

Stop the bleeding.

You're under $10k MRR. Payments are failing every month. You have nothing automated in place. And the money is just...leaving.

Not because customers want to leave. Because their card expired. Because they hit a temporary bank block. Because Stripe retried three times on a bad schedule and gave up. The subscription cancelled. You never noticed. They probably didn't either until their account stopped working.

At $5k MRR that's roughly $400 failing every month. About $240 of that is recoverable with the right retry timing and a dunning email sequence. That's not a projection. That's based on actual failure and recovery data across accounts at this MRR range.

$240/month. Sitting there uncollected. Every month you don't have this set up.

I talked to probably 40 founders in this exact position over the past few months. Same answer every time when I asked what they had in place: "Stripe handles retries."

It doesn't. Not really.

Stripe Smart Retries picks a retry time from aggregate data across millions of accounts. It doesn't know your specific failure patterns. It doesn't send a dunning email. It doesn't catch the customer who updated their card three weeks after the decline. It tries a handful of times and quietly cancels the subscription. No alert. No dashboard. No visible number.

That's why founders don't fix it. The loss is silent. Acquisition is loud. There's always something more urgent than a problem you can't see.

And every tool in this space made it worse by starting at $59/month. Which, honestly, is a real ask when you're at $5k MRR and not sure it'll work for you. So founders delay. The $240 keeps not getting collected. Some of those charges age out of the recovery window entirely.

The other thing that bothered me: most tools take a percentage of recovered revenue. 1-3%. Sounds small. But you already paid to acquire that customer. They already subscribed. A payment failure is a billing process problem. I guess what I mean is... taking a cut of the fix just didn't sit right.

So we built a $20/month plan. Flat fee. No percentage. You recover $240, you keep $240.

It's got the retry engine across 18+ decline codes, a 3-step dunning sequence, card expiry monitoring so you catch failures before they happen, and a self-serve payment portal so customers can fix their own card without emailing you.

Up to $10k MRR. One seat.

$20 in. ~$240 out. You break even on the first or second recovered payment.

First thing it does on connect is pull 90 days of historical payment data and show you your actual gap. Your number.

Not industry benchmarks. Because that's the only thing that actually breaks the avoidance pattern — not the price, not the copy. Just making the invisible loss concrete and specific.

If you're under $10k MRR and you've been meaning to deal with this, that's exactly who we built this for.

https://recurflux.com/