Why I expanded WealthLogic beyond the Boglehead 3-fund model

Thank you so much for the thoughtful feedback. You truly made my day as I have been balancing the challenge of keeping the tool high utility while strictly adhering to my No Data Retention and Privacy First philosophy.

I have found that most users get stuck on two specific hurdles: Is it enough? and How do I actually get started?

To solve this, I added a Gig Tax Engine for the 2026 rules (like the $2,000 threshold). I want to be clear: this tool is a financial compass, not a replacement for a CPA or tax software. It is designed to help with the 'pre-audit' so you can see your True Take-Home before you spend it.

The Freedom Engine provides that objective Resilience Rating, and the Next Dollar Engine removes the guesswork for those starting out. Everything stays 100% private in your browser.

I would love to understand if you find these 'Tax Sidebars' helpful for planning, or if the fear of is it enough remains the primary wall you see people hitting?