Why we don't connect to your bank: The Privacy-First approach to subscription tracking.

The trend in personal finance apps is clear: "Connect your bank account and we'll do the work for you."

It sounds like a dream. No manual entry, no spreadsheets, just an instant overview of where your money goes. But if you look under the hood, the cost is higher than the subscription fee you're trying to save.

When you connect your bank via Plaid or similar services, you aren't just "linking an account." You are granting a third party a window into your entire financial history. Every transaction, every paycheck, every late-night impulse buy.

At ForesIQ, we believe that saving money shouldn't require sacrificing your privacy.

That's why we made a conscious decision: ForesIQ will never ask for your bank credentials.

Some might call this "inconvenient." We call it intentional. When you manually add a subscription to ForesIQ, you are making a conscious decision about what you want to track and protect. It’s a moment of mindfulness.

To support those who are truly overwhelmed by their subscription stacks, we've introduced ForesIQ Pro.

Pro doesn't change our privacy stance—it just gives you more powerful tools to execute your cancellations. From unlimited warnings to custom alert windows and direct-to-cancel links for over 100 services, Pro is about removing the friction between "I want to cancel this" and "It's gone."

Our promise remains simple: we provide the warning, you provide the data.

Privacy isn't a "feature" we added; it's the foundation of the product. No bank access. No data selling. No surveillance. Just a simple, calm way to make sure you never pay for something you no longer want.