Budget & Debt Payoff Tracker

I wanted a straightforward way to see my spending and pay off debt faster, and didn't want to hand over my bank login or pay a subscription just to get there.

What it is: a single Excel/Google Sheets workbook — a Start Here guide, a color-coded monthly budget, a debt payoff planner that auto-ranks debts by the avalanche method, and a dashboard that charts it all live. No app, no account, no recurring fee — just a spreadsheet that does the math for you.

It's brand new — zero sales so far, so I'm mostly here for honest feedback: would this actually solve a real problem for you? What's missing? What would make you not buy it?

Link if you want to take a look: https://brucemartin.gumroad.com/l/lcpmvu