
Fin Flow
Upload bank statements, get a unified financial dashboard
A few months ago, I got tired of not knowing where my money was actually going.
My income comes from multiple sources across different accounts. Every budgeting tool I tried either wanted my bank login credentials which I wasn't comfortable giving or only showed one account at a time. Neither solved the real problem.
So, I built Fin-Flow CFO.
You download your bank statement CSV (every bank has an "Export Transactions" button), upload it to the dashboard, and get a complete picture of your finances spending by category, daily cashflow, cash runway forecast, and a chat where you ask questions in plain English and get answers grounded on your actual transactions.
No login. No connecting your bank. No credentials anywhere.
I tested it on my own 4 months of statements and was genuinely shocked by what I found. Spending patterns I hadn't noticed. Categories I hadn't been paying attention to. That moment of clarity is what I want other people to experience.
Where I am right now:
Just launched. Zero paying users. Looking for honest feedback from people who actually try it.
Try it free: https://financialai-production-6352.up.railway.app
Works with Chase, Bank of America, Wells Fargo, Citi, Capital One, and American Express CSV exports. If your bank isn't listed try it anyway and tell me if it doesn't work so I can add support.
Three things I'd genuinely love feedback on:
Does the value come through in the first 60 seconds of using it?
What's the most important thing missing for your use case?
Would you pay for this, and if so, what would make it worth paying for?
About
I kept not knowing where my money was going across multiple accounts. Every tool I tried either wanted my bank login or only saw one account. I knew enough about ML and LLMs to build something better, so I did.

1 Comment
The interesting shift here isn't just visibility into spending—it's the removal of friction in getting to insight. Most tools either ask for too much trust (bank connections) or give too little context (single-account views). Uploading CSVs feels “manual,” but it actually creates a useful boundary: users stay in control while still getting meaningful analysis. That tradeoff might be part of the product's real positioning, not just a limitation.