FlowCast

The cash flow tool bootstrappers actually need

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May 17, 2026 I built a free cash flow forecasting tool for small businesses - here's why

Most small business owners I know manage cash flow one of two ways: a spreadsheet they barely update, or gut feeling.

Neither works when your bank asks for a forecast.

I built FlowCast to fix that. It takes about 3 minutes. Enter your income, expenses, and starting cash balance, and you get a 6-month visual forecast with AI insights, a cash runway indicator, and a PDF or Excel export your bank will actually accept.

No subscription. No accountant required. Free forever.

What I learned building it

The hardest part was resisting the urge to add complexity. Every time I wanted to add a feature, I asked: would a bakery owner with zero finance knowledge use this? If the answer was no, I cut it.

Simple won.

Where I am now

Just launched. Working on SEO, getting listed on directories, and writing content for small business owners who need cash flow help but can't afford a CFO.

Would love feedback from anyone who has tried to solve this problem, for yourself or your users.

Try it free at tryflowcast.com

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About

Cash flow is the number one reason small businesses fail. Most owners have no idea where they stand until it's too late. So I built FlowCast. Four questions, a 6-month visual forecast, PDF and Excel export. Free forever.