Fluffems

Fluffems helps you avoid bank fees and late charges

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April 3, 2019 You vs Your Bank: The zero-sum relationship

Many of us don't stop to think about this, but the relationship that most of us have with our banks is purely zero-sum. When banks make money, you can be certain that someone's losing it -- and thanks to their army of lawyers, that someone is usually you.

Fluffems is your army; a friendly, furry cat that spends all of his spare time reading bank T&Cs and Fee schedules to find opportunities for you to save money. He'll also notify you before the banks charge you late fees, or overdraft charges.

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Banks are where most of us keep our money, but it's a highly asymmetric relationship. Most banks have a zero-sum relationship with their customers; when banks make money, it's coming from their customers pockets