Ginti

AI Expense Tracker using bank alerts — No bank login

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June 17, 2026 I built an expense tracker that needs no bank login — it just reads the alerts your bank already sends

After getting tired of finance apps that demand my bank credentials (and break every few weeks when the aggregator dies), I built Ginti.

Instead of connecting to your bank, Ginti reads the transaction alerts you already receive. On Android it auto-detects financial notifications automatically. On iOS you paste a bank alert and it parses instantly — Apple doesn't allow background notification access, so paste is the most automatic iOS permits. AI pulls out the amount, merchant, and category, and personal details are stripped on-device before anything is processed.

A few things I'd love feedback on:

  • The "no bank login" positioning — does it land, or does it sound less capable?

  • iOS paste flow vs Android auto-detect — worth the platform difference?

  • Pricing: 21-day trial, then $49.99/yr launch (reg. $79.99).

Built with React Native and Expo.

Just launched on
Product Hunt: https://www.producthunt.com/products/ginti
Website: https://ginti.app

Happy to answer anything about the architecture or the privacy model.

1 Comment

  1. 1

    Interesting positioning.

    My first reaction wasn't whether it felt less capable. It was whether users interpret "no bank login" as a convenience benefit or a trust benefit.

    Those sound similar, but I suspect they create very different expectations about the product.

About

Every expense tracker I tried needed a bank login — connections kept breaking, syncs failed, categories were wrong. Tired of re-authenticating every few weeks. Built Ginti to read bank alerts instead. No login needed.