
Ginti
AI Expense Tracker using bank alerts — No bank login
After getting tired of finance apps that demand my bank credentials (and break every few weeks when the aggregator dies), I built Ginti.
Instead of connecting to your bank, Ginti reads the transaction alerts you already receive. On Android it auto-detects financial notifications automatically. On iOS you paste a bank alert and it parses instantly — Apple doesn't allow background notification access, so paste is the most automatic iOS permits. AI pulls out the amount, merchant, and category, and personal details are stripped on-device before anything is processed.
A few things I'd love feedback on:
The "no bank login" positioning — does it land, or does it sound less capable?
iOS paste flow vs Android auto-detect — worth the platform difference?
Pricing: 21-day trial, then $49.99/yr launch (reg. $79.99).
Built with React Native and Expo.
Just launched on
Product Hunt: https://www.producthunt.com/products/ginti
Website: https://ginti.app
Happy to answer anything about the architecture or the privacy model.
About
Every expense tracker I tried needed a bank login — connections kept breaking, syncs failed, categories were wrong. Tired of re-authenticating every few weeks. Built Ginti to read bank alerts instead. No login needed.

1 Comment
Interesting positioning.
My first reaction wasn't whether it felt less capable. It was whether users interpret "no bank login" as a convenience benefit or a trust benefit.
Those sound similar, but I suspect they create very different expectations about the product.