kashvector
Value stocks like an analyst — you set every assumption.
A while back I wanted a stock valuation calculator that showed its work — every assumption visible, nothing hidden behind a black-box "score." I couldn't find one I trusted, so I built my own. That one tool turned into KashVector (https://kashvector.com), a free suite that's grown to 13 calculators plus weekly automated stock screens.
The stock side: DCF Valuation (https://kashvector.com/dcf/) — full discounted cash flow / dividend discount models where you set the growth rate, discount rate, and terminal value yourself, plus five automated weekly screens ranking the most undervalued stocks across the ASX 300, S&P 500, NIFTY 500, KOSPI 200, and Nikkei 225. Alongside it, a Buffett/Dalio/Graham scorecard, a Gordon Growth dividend model, and — the newest one — Growth Stock Evaluator (https://kashvector.com/growth/), built specifically for pre-profit companies (Rule of 40, multi-stage DCF, EV/Sales), since standard valuation frameworks fail growth companies by construction.
The everyday-money side: mortgage, debt recycling, FIRE, salary sacrifice, rent vs buy, budgeting, HECS repayment, portfolio health, and a few more — mostly Australian-tax-aware, a couple work globally.
If you want the "how" behind any of it rather than just the tool:
- How to Value a Stock: DCF and the Dividend Discount Model (https://kashvector.com/articles/dcf-ddm-stock-valuation/)
- How to Value a Growth Stock That Isn't Profitable Yet (https://kashvector.com/articles/growth-stock-evaluator-guide/)
- Most Undervalued ASX 300 Stocks: How the Screen Works (https://kashvector.com/articles/most-undervalued-asx-300/)
How it's built: No sign-up, no accounts, no tracking. Everything runs client-side in vanilla JS — no framework, no build step for most tools — except a thin Cloudflare Worker that handles the Yahoo Finance data fetch (the one thing that can't happen in a browser). There's also an Android app wrapping the whole thing via Capacitor. I've built and maintained almost all of it solo, part-time, leaning heavily on Claude Code — happy to go deep on that workflow if anyone's curious.
Where it's at: No monetisation to speak of — a couple of low-key affiliate links, that's it. This started as "solve my own problem" and stayed that way. I'd genuinely like feedback on which tool is most useful, what's missing, and whether the "show every assumption" philosophy actually lands with people outside my own head.
3 Comments
The part that stood out to me wasn't the number of calculators—it was the decision to expose every assumption instead of hiding everything behind a single score.
What convinced you that most people actually want to engage with those assumptions, rather than simply being told what the answer is?
Mainly for transparency. Most of the stock valuation websites are black boxes with no way to know what formulas and assumptions were used. Also, I aim to educate the masses on these valuation methods.