Mutual Fund Portfolio Analyzer from CAS Statement
Analyze your mutual fund portfolio instantly using your CAS
Curious to hear from other investors and builders:
How do you currently track and analyze your mutual fund portfolio?
Do you rely on apps, spreadsheets, or something else?
For years, I believed I had built a well-diversified mutual fund portfolio.
Like many investors in India, I had slowly accumulated funds over time:
A large cap fund recommended by a friend
A flexi cap fund suggested by a YouTube video
An ELSS fund for tax saving
A mid cap fund that “looked promising”
On the surface, everything seemed perfect.
Multiple funds.
Different categories.
Different AMCs.
Diversification… right?
That’s what I thought — until I actually looked inside the portfolio.
The Problem Most Mutual Fund Investors Don’t See
Mutual fund apps usually show things like:
Current value
Absolute returns
Individual fund performance
But they rarely show the real portfolio picture.
Questions like these are surprisingly hard to answer:
What is the actual XIRR of my entire portfolio?
Which sectors am I heavily exposed to?
Which fund is dragging my overall performance down?
Do multiple funds hold the same stocks repeatedly?
Even with 5–6 funds, the overlap can be huge.
You might think you are diversified, but in reality:
The same top stocks appear across funds
Sector exposure becomes unbalanced
Some funds quietly underperform for years
And most investors never notice.
The Hidden Data Inside Your CAS Statement
If you invest in mutual funds in India, you already receive a document that contains everything about your portfolio.
It’s called the CAS (Consolidated Account Statement).
CAS contains:
All your mutual fund transactions
Holdings across AMCs
Purchase history
Folio information
In theory, it has everything required to analyze your portfolio.
But in practice?
It’s a long PDF that’s extremely hard to analyze manually.
The Idea: Turn CAS Into a Portfolio Health Report
One day I wondered:
What if we could convert a CAS statement into a simple portfolio health report?
Something that would instantly show:
Portfolio XIRR
Write on Medium
Sector allocation
Top performing funds
Worst performing funds
Overall portfolio diversification
Instead of digging through dozens of pages.
That idea became a small experiment.
And eventually turned into this free tool:
👉 https://mutualfundreport.netlify.app/
What the Tool Does
You simply upload your CAS PDF, and it generates a portfolio analysis report.
The report includes insights like:
Portfolio Performance
Personal portfolio XIRR
Total investment vs current value
Allocation Insights
Sector exposure
Fund allocation
Performance Insights
Top performing funds
Bottom performing funds
In a few seconds, you get a clear view of your portfolio health.
Why This Matters
Many investors focus on selecting funds.
But very few analyze the portfolio as a whole.
A portfolio might look diversified but actually suffer from:
Hidden concentration in a few sectors
Repeated stock exposure across funds
Funds that silently underperform
Without portfolio-level visibility, it’s hard to make good decisions.
How to Generate Your Portfolio Report
If you want to try it, the process is simple.
1️⃣ Download your CAS statement
2️⃣ Upload it to the tool
3️⃣ Get an instant portfolio analysis
You can see the full step-by-step guide here:
👉 https://mutualfundreport.netlify.app/howto
Why I Made It Free (For Now)
The tool is currently available free during the beta phase.
The goal right now is simple:
Let investors explore their portfolio insights
Collect feedback
Improve the analysis
If it helps even a few investors understand their portfolio better, that’s already a win.
Final Thought
Investing is not just about picking good funds.
It’s about understanding how those funds work together in your portfolio.
Sometimes the biggest insights come not from buying a new fund — but from finally seeing the full picture of what you already own.
If you’d like to see how the report looks, you can view a sample here:
https://mutualfundreport.netlify.app/about
If you’re curious about your portfolio, you can try the tool here:
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