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NoBillFix

Fix Your Credit Score for Free

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January 22, 2026 Stop paying monthly fees for "credit repair." 💸

got tired of credit repair monthly fees ($100/mo is a scam). So I built a free, open-source tool that auto-generates FDCPA Dispute Letters for you. No signup required. It handles Late Payments (FCRA 611) and Collections (FDCPA 809).

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Millions of Americans suffer from inaccurate items on their credit reports. The traditional solution? Hire a "Credit Repair Guru" for $100/month who sends the exact same generic letters you could send yourself.

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