onbalance

Privacy-first cash flow planning app for small business and

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June 4, 2026 onbalance is now ready for teams!

Hi!
onbalance now supports multiple users in organizations.
Enable the invitation link on the organization screen, share it, review and accept join requests, and start managing the balance with partners and teammates.

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April 20, 2026 A lot of updates were released during last months
  • Dark Theme

  • Project now appears in the transactions list

  • Fast repeat of transactions

  • App icon shortcuts for quick transaction creation

  • Recent transactions on the home screen

  • Transaction search

  • Opening balance for the new account

  • Drag-and-drop reordering of accounts, projects, counterparties, and categories

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October 14, 2025 Want privacy for your indie project finance records?

👋 Hello Indie Hackers!
We're thrilled to introduce onbalance, a free privacy-first cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.

🔐 Privacy by Design
We took this seriously. Built with best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations.

📱 Offline-First & Mobile-Native
Always accessible, always reliable — your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability.

🧾 Flexible Financial Management
Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs.

📊 Insightful Cash Flow Planning
Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter.

Built especially for small business owners and solopreneurs like:
— Freelancers & content creators
— Real estate agents & event planners
— Artisans & marketplace sellers
— Repair & construction teams

👾 Join our Discord community to participate in testing and development, bring your ideas of the perfect finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.gg/fbwf5MYJap

Would love to hear your thoughts. Feel free to drop a comment or question!
Thanks so much for your support! ❤️

2 Comments

  1. 2

    A finance app that respects privacy and indie workflows...respect

    1. 1

      Thank you 🙏
      Please share your feedback if you've tried the app — it's essential for making it better.

About

Because business finance records should be private by design, any other app compromises this.