Solo CFO
AI-powered finance & investment agents built on Claude Code
I tried the obvious stuff first.
Spreadsheets. Accurate, but mute. They sit there. They don’t tell me when something matters. I’d open the file once a quarter, panic-update some cells, and close it again.
Robo-advisors. Generic. They don’t know my retirement-account contribution caps. They don’t know I have a side income I’m trying to grow. They don’t know about the ticker I bought yesterday. They give me a 60/40 allocation and a polite email once a month.
AI chatbots. Every conversation starts from zero. Ten minutes of “I’m 35, I make X, I have Y in retirement, I want to retire at Z” before I get to my actual question. By the time I’m asking the real thing, I’ve already lost the thread.
What I actually wanted was a CFO who already knows my situation. Reads my portfolio. Knows my retirement target year. Remembers I’m overweight in tech and under-allocated to dividends. Surfaces the one signal that matters this week — not the seventeen that don’t.
So I built it. Here’s what it looks like.
Read more :
https://thesolocfo.substack.com/p/my-financial-advisor-doesnt-know
1 Comment
It is such a hassle having to repeat your entire financial history to a chatbot every single time you just want a quick opinion on a new trade or a portfolio adjustment.
The real shift here is moving from a static spreadsheet to an agent that maintains "state" because it allows the AI to spot risk imbalances like being accidentally over-leveraged in a single sector before you even realize it.
Are you using a vector database to help the agent remember specific historical trades so it can give better context on how your strategy has evolved over time?