StripeRecover

Recover the 30% of Stripe churn that's just expired cards

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April 28, 2026 Day 1: Shipped StripeRecover — failed-payment recovery for indie SaaS

Stripe's default dunning gives up after 4 generic retries. ~30% of SaaS churn is involuntary — expired cards, address mismatches, network errors. The customers wanted to pay. They just didn't get a second chance that didn't sound like a robot.

I run 8+ SaaS at Munda LLC and was eating ~$400/mo in failed payments across all of them. Built StripeRecover for myself, then packaged it.

What it does:

- OAuth your Stripe account (Stripe Connect, not API keys)

- Listen for invoice.payment_failed

- Smart retry day 3 / 5 / 7 (timing matters more than aggression)

- Branded recovery emails sent from your domain via Resend

- Dashboard showing recovered $, recovery rate, churn saved

Stack: FastAPI + SQLite + APScheduler running on a Mac Mini behind a Cloudflare tunnel. Landing on Vercel free tier. Total infra cost: $0.

Pricing: $99 / $299 / $499 per month, 14-day free trial, no card required.

Honest tradeoffs:

- Not for >$1M ARR — Churnkey + Stunning own that segment

- Zero ML on retry timing — just smart cadence + good copy

- Single Stripe account on Starter tier

What I'd love feedback on:

1. Is the day 3/5/7 cadence aggressive enough for B2C, too soft for B2B?

2. Anyone using Churnkey willing to A/B against this for a month?

3. Should Slack-failure alerts default-on or stay Growth-tier?

First 10 IH users get 60 days free. DM me here. Site: https://striperecover.mundawebco.shop

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