Building Monira — an AI that helps people understand their spending

Hi everyone 👋

I’ve started working on a new project called Monira — an AI financial copilot.

The idea came from a simple observation:
Most budgeting apps help you track expenses, but they don’t really help you understand your financial behavior.

You can see charts and numbers, but often you’re still left thinking:
“What should I actually do with this?”

So I’m building Monira to focus on:

• analyzing spending patterns

• explaining where money is going

• giving simple, actionable insights

For example:

“You spent 28% of your budget on eating out this month. Reducing it by 20% could save you around $100 next month.”

Right now I’m in the early stage and working on the MVP.

I’d really appreciate feedback from other founders:

• Would you use something like this?

• What do you think current budgeting apps are missing?

• What would make this genuinely useful for you?

Thanks 🙌