Monira

AI copilot for your money

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March 22, 2026 Building Monira — an AI that helps people understand their spending

Hi everyone 👋

I’ve started working on a new project called Monira — an AI financial copilot.

The idea came from a simple observation:
Most budgeting apps help you track expenses, but they don’t really help you understand your financial behavior.

You can see charts and numbers, but often you’re still left thinking:
“What should I actually do with this?”

So I’m building Monira to focus on:

  • analyzing spending patterns

  • explaining where money is going

  • giving simple, actionable insights

For example:

“You spent 28% of your budget on eating out this month. Reducing it by 20% could save you around $100 next month.”

Right now I’m in the early stage and working on the MVP.

I’d really appreciate feedback from other founders:

  • Would you use something like this?

  • What do you think current budgeting apps are missing?

  • What would make this genuinely useful for you?

Thanks 🙌

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About

Most budgeting apps show data but don’t explain it. Monira exists to help people understand their spending behavior through AI-driven insights, so they can make smarter financial decisions.