I built an expense tracker that needs no bank login — it just reads the alerts your bank already sends

After getting tired of finance apps that demand my bank credentials (and break every few weeks when the aggregator dies), I built Ginti.

Instead of connecting to your bank, Ginti reads the transaction alerts you already receive. On Android it auto-detects financial notifications automatically. On iOS you paste a bank alert and it parses instantly — Apple doesn't allow background notification access, so paste is the most automatic iOS permits. AI pulls out the amount, merchant, and category, and personal details are stripped on-device before anything is processed.

A few things I'd love feedback on:

• The "no bank login" positioning — does it land, or does it sound less capable?

• iOS paste flow vs Android auto-detect — worth the platform difference?

• Pricing: 21-day trial, then $49.99/yr launch (reg. $79.99).

Built with React Native and Expo.

Just launched on
Product Hunt: https://www.producthunt.com/products/ginti
Website: https://ginti.app

Happy to answer anything about the architecture or the privacy model.