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Just shipped: visualizing a weird edge case in the German tax system

Germany taxes married couples jointly (“Ehegattensplitting”) —
but the real confusion is:

→ tax is calculated yearly
→ but incentives come from monthly payroll

So what people feel ≠ what they actually pay.

Built a small simulator to show this:

https://www.obolusfinanz.de/en/taxsim/ehegattensplitting

  • monthly net (III/V)

  • actual tax (≈ IV/IV with factor)

  • no-splitting scenario (I/I)

Target users:
→ expats
→ remote workers
→ people comparing real purchasing power

Curious if this kind of “perception vs reality” tooling resonates.

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Obolus Finanz