Why I Decided to Build a Financial Simulator

Hey!

Seeing friends getting married and buying houses while I still rent is an unusual motivator to start working on a financial tool, but here I am. I wanted a solution to do some freestyle planning — throw in a job, pension, investments, cash, rent, living in a cheaper city, unemployment, welfare, a car with a loan, stock market swings, interest rate spikes, and top it off with a mortgage.

The concoction was too much for some simpler calculators and budgeting apps I found — or gated behind financial advisor fees.

🚀 Let’s see what the alchemy lab, aka Simulator, brings:

• philosopher’s stone (not yet)

• Timeline view to see the long-term plan at a glance

• Accounts map where every cent is tracked

• Fully transparent accounting

• A Dashboard with net worth, cash flow, and account breakdowns

Right now, I’m in a so-called beta phase, figuring out if Simulator feels intuitive and actually useful.

• It doesn’t connect to real accounts — scenarios are created using user-provided data.

• Upon signing up, users receive a personal space to start with templates or build scenarios from scratch.

• An onboarding video and live chat support are available for guidance.

• Planning can be done solo or with a partner, allowing comparison of different paths and testing ideas without real-world consequences.

Let me know if you are interested in checking it out 🙌