Spendoa: Budget & Expense App

Hey Indie Hackers! 👋

I’m an freelance Android developer. Over the past few years, I’ve noticed how most people around me struggle with money — not because they don’t care, but because the tools to manage it are either too complicated, too bloated, or not built for everyday use.

That frustration (and my own struggles keeping track of spending) led me to start building Spendoa.

What it does

Spendoa is a budgeting and expense tracking app that helps you:

• Track income and expenses with just a few taps

• Set savings goals and stick to them

• Get reminders for recurring bills so you never miss a payment

• Visualize your money with clear reports and insights

• Work fully offline-first, keeping your data private and in your control

Unlike many personal finance apps, Spendoa doesn’t sell your data or push you into complex financial products. It’s built with the philosophy of “your money, your control.”

Current status

• MVP is live (still improving every week)

• Currently self-funded through my freelance work 💻

• Localized for multiple languages 🌍

• Working on onboarding flow and smarter insights

• Early users are testing it and giving feedback

What makes it different

• Simplicity: Designed for daily use, not just finance geeks.

• Privacy: Works offline-first, no forced cloud dependency.

• Global mindset: Localized for different regions and currencies from day one.

Questions for the community

• When you tried budgeting apps, what frustrated you most?

• How important is offline + privacy-first for you in financial tools?

• Would you pay for a one-time premium unlock, or do you prefer subscription models for budgeting apps?

• Any must-have features you think most budgeting apps miss?